Terms and Conditions of Use
Rev. January 2025
Thank you for visiting SameDayCredit.com. This website is owned and managed by SameDayCredit, which maintains the Site for your information. These terms of use (“Terms of Use”) are provided on behalf of SameDayCredit and its affiliates (“we,” “us,” “our”). By accessing www.SameDayCredit.com, including any of its pages (collectively, the “Site”), you confirm that you have read, understand, and agree to be bound by these Terms of Use, whether or not you are a registered user of our products or services (each, a “Service,” and collectively, the “Services”). If you do not wish to be bound by these Terms of Use, do not access or use the Site or Services. If a conflict arises between these Terms of Use and any other agreement you enter with us that applies to Services offered on the Site, the later agreement will control with respect to that Service.Changes to These Terms of Use
We reserve the right, at our sole discretion, to modify these Terms of Use at any time. Changes take effect immediately upon posting. Review these Terms of Use regularly to stay informed of updates. Your continued use of the Site after changes are posted constitutes acceptance of the revised Terms of Use.Eligibility
This Site is intended solely for users who are 18 years of age or older, and any registration or use of the Site by anyone under 18 is unauthorized and in violation of these Terms of Use. By using the Site, you represent you are 18 or older and that you agree to and will abide by all of the terms and conditions of these Terms of Use. If you violate any of these Terms of Use, or violate any other agreement with us, we may terminate your registration and/or prohibit you from using or accessing our Services or the Site.Cancellation and Refund Policy
You may cancel your future payment obligations without cost or finance charges no later than 5:00 p.m. CT of the next business day immediately following the disbursement date of your loan ("Cancellation Deadline"). You must inform us in writing by or before the Cancellation Deadline either by email:info@SameDayCredit.com or by fax: (888) 224-0358. If you pay off your loan early, you may be entitled to a partial refund of the finance charge. Please see your loan agreement for further details.UNITED STATES MILITARY AND DEPENDENTS
We ask that all applicants provide the following information to us in connection with your loan:I AM NOT a member of the military nor the spouse/dependent of a military member. Specifically, I AM NOT, nor am I the spouse or dependent of, a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard serving on active duty under a call or order that does not specify a period of 30 days or fewer, or serving on Active Guard and Reserve Duty. (Dependents include the member’s spouse, any child under eighteen, or any individual for whom the member provided more than one‑half of their financial support during the 180 days preceding today’s date.)
-OR-
I AM a member of the military or the spouse/dependent of a military member. Specifically, I AM, or I am the spouse or dependent of, a regular or reserve member of the Army, Navy, Marine Corps, Air Force, or Coast Guard serving on active duty under a call or order that does not specify a period of 30 days or fewer, or serving on Active Guard and Reserve Duty. (Dependents include the member’s spouse, any child under eighteen, or any individual for whom the member provided more than one‑half of their financial support during the 180 days preceding today’s date.)
Registrations and Applications
You may have the opportunity to create an account and apply for a loan through the Site. When registering or applying, you agree to provide information that is current, complete, and accurate. If any information you supply is false, inaccurate, outdated, or incomplete, we may refuse or cancel your account registration, reject any application you submit, terminate any agreement we have with you, and restrict your future use of the Site and our Services. We reserve the right to decline any loan application.Your Account
To use our Services, you must create an account on our website. You are responsible for keeping your login credentials confidential and may not share them with others. If you suspect unauthorized access to your account, contact us right away. Some features of the Site may require you to log in.Your Content and Information Sharing
By submitting content or information on our Site, you grant us a worldwide, non-exclusive, transferable, sublicensable, royalty-free license to use that content in connection with our Services, subject to our Privacy Policy. We may review, modify, or remove your content at our discretion. You are fully responsible for the material you share via our Services. We are not liable for user-generated content or its accuracy. We do not sell or share your personal information with third parties except as outlined in our Privacy Policy, which is incorporated into these Terms and Conditions of Use.Prohibited Uses
While utilizing the Site and Services, you agree to follow all applicable laws and regulations and agree that you will not:- Create more than one account or register on behalf of someone else or any organization.
- Introduce harmful code or disrupt Site functionality.
- Share content that infringes on intellectual property rights or is defamatory, obscene, offensive, or otherwise objectionable.
- Solicit personal information from individuals under 18.
- Disrupt or interfere with others' use of the Site.
- Publicly share third-party personal or financial information.
- Send spam or unsolicited promotional content.
- Misrepresent your identity or age.
- Harvest user data or send unauthorized communications.
Intellectual Property Proprietary Rights; Copyrights; Trademarks
All non-user content on the Site—including text, media, and software—is owned by SameDayCredit or its licensors and protected by copyright and trademark laws. You may not use, reproduce, or distribute our content or trademarks without written permission. SameDayCredit and associated logos are protected marks. Unauthorized use is prohibited. Any questions concerning any Trademarks, or whether any mark or logo is a Trademark, should be referred to us.Copyright Concerns
If you believe your copyrighted work appears on our Site without permission, please email our Customer Service team at info@SameDayCredit.com. Include your ownership details, a description of the work, the location of the infringing content, your contact information, and a good-faith statement of unauthorized use.Third-Party Links
Links to external websites are provided for informational purposes only. We are not responsible for the content, practices, or privacy policies of those third-party sites.Use of Personally Identifiable Information
We handle your personal data in accordance with our Privacy Policy, which governs our data collection and use practices.No Warranty; Errors; Disclaimers
All services and materials are offered “as is” without warranties of any kind, whether express or implied. Any displayed estimates are for reference only and may vary. We may correct pricing or calculation errors at any time and will notify you if a correction affects your account. Use of the Site is at your own risk.ALTHOUGH WE WILL USE REASONABLE EFFORTS TO PROVIDE AN ACCURATE SITE/SERVICES, ALL ASPECTS THEREOF ARE PROVIDED "AS IS", "WITH ALL FAULTS", AND "AS AVAILABLE". WE AND OUR OFFICERS, DIRECTORS, EMPLOYEES AND THIRD PARTY SUPPLIERS (COLLECTIVELY, THE "PARTIES") DISCLAIM ANY AND ALL REPRESENTATIONS, WARRANTIES OR GUARANTEES OF ANY KIND, WHETHER EXPRESS, IMPLIED OR STATUTORY, THE SITE, SERVICES, ANY DOCUMENTATION PROVIDED OR MADE AVAILABLE TO YOU, AND ANY OTHER PRODUCTS AND RELATED MATERIALS AND/OR SERVICES PROVIDED TO YOU BY ANY OF THE PARTIES, INCLUDING, BUT NOT LIMITED TO, ANY WARRANTIES: (I) AS TO TITLE, MERCHANTABILITY, FITNESS FOR ORDINARY PURPOSES, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, SYSTEM INTEGRATION, AND WORKMANLIKE EFFORT; (II) THE QUALITY, ACCURACY, TIMELINESS OR COMPLETENESS OF THE SITE OR SERVICES OR ANY ASPECT THEREOF; (III) THOSE ARISING THROUGH COURSE OF DEALING, COURSE OF PERFORMANCE OR USAGE OF TRADE; (IV) THE SITE OR SERVICES CONFORMING TO ANY FUNCTION, DEMONSTRATION OR PROMISE BY ANY PARTY; AND (V) THAT ACCESS TO OR USE OF THE SITE AND/OR SERVICE WILL BE UNINTERRUPTED, ERROR-FREE OR COMPLETELY SECURE. ANY RELIANCE UPON THE SITE AND/OR SERVICES IS AT YOUR OWN RISK AND THE PARTIES MAKE NO WARRANTIES. THESE DISCLAIMERS ARE INDEPENDENT OF ANY OTHER TERM IN THESE TERMS OF USE.
Limitation of Liability
We are not liable for damages arising from your use of the Site or Services. This includes, but is not limited to, indirect, incidental, or consequential damages, even if we have been advised of the possibility. These limitations apply to all causes of action, including negligence.WE WILL NOT BE HELD LIABLE FOR ANY DEFECTS, FAULTS, INTERRUPTIONS OR DELAYS IN THE OPERATION OR TRANSMISSION, PRODUCT, AND/OR OUT OF ANY INACCURACIES, ERRORS OR OMISSIONS IN THE INFORMATION CONTAINED IN THE SITE/SERVICES. UNDER NO CIRCUMSTANCES WILL ANY OF THE PARTIES BE HELD LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, PUNITIVE OR ANY OTHER DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, ARISING OUT OF, BASED ON, RESULTING FROM, OR IN CONNECTION WITH THE SITE/SERVICE OR PRODUCT, THESE TERMS OF USE, OR YOUR USE OR INABILITY TO USE ANY OF THE FOREGOING, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
ALL OF THESE LIMITATIONS APPLY REGARDLESS OF THE CAUSE OR FORM OF ACTION, WHETHER THE DAMAGES ARE CLAIMED UNDER THE TERMS OF A CONTRACT, TORT OR OTHERWISE, AND EVEN IF WE OR OUR REPRESENTATIVES HAVE BEEN NEGLIGENT OR HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
Indemnity
You agree to defend and indemnify SameDayCredit against any third-party claims arising from your use of the Site or Services, content you provide, or any violations of these Terms. We reserve the right to manage the defense of such claims at your expense.Governing Law
These Terms are governed by the laws of the Oglala Sioux Tribe. Your obligations extend to your successors and assigns. You may not transfer your rights under these Terms without our prior written consent.Severability
If any part of these Terms is found invalid or unenforceable, the remaining provisions will continue in effect.Mobile Program Description
Our mobile service provides account-related alerts and updates. Message frequency varies and standard data rates may apply.Participation is optional and not required to receive a loan. To unsubscribe, reply “STOP” or “STOP ALL.” For help, reply “HELP” or contact us at (888) 224-0358 or info@SameDayCredit.com.
We do not share your mobile number with third parties without your consent. Marketing messages are only sent if you’ve opted in.
